Portfolio Lab by alphaAI Capital Management LLC
Effective date: March 2026
Welcome to Portfolio Lab, a product of alphaAI Capital Management LLC (“alphaAI,” “we,” “us,” or “our”). These Terms of Use (“Terms”) govern your access to and use of Portfolio Lab, including the website at portfoliolab.ai, the Portfolio Lab application, and all related services (collectively, the “Service”). By accessing or using the Service, you agree to comply with and be bound by these Terms.
By accessing the Portfolio Lab website, creating an account, or using the Service in any way, you agree to these Terms and our Privacy Policy. If you do not agree to these Terms, do not access or use the Service.
You must be at least 18 years old and have the legal capacity to enter into contracts to use the Service. The Service is operated by a company based in the United States and is designed for the US market. If you access the Service from outside the United States, you do so on your own initiative and are solely responsible for compliance with applicable local laws and regulations. By using the Service, you represent and warrant that you meet these requirements.
Portfolio Lab is an AI-powered strategy building tool that allows users to:
Portfolio Lab is a software tool for strategy building and simulation. Portfolio Lab does not execute real-money trades, manage real assets, or provide personalized investment advice. See Section 8 (No Investment Advice) for important disclosures.
Portfolio Lab is a software subscription product for informational and educational purposes. Your use of Portfolio Lab does not create an investment advisory relationship, fiduciary relationship, or client relationship of any kind between you and alphaAI Capital Management LLC. No advisory agreement is entered into by subscribing to or using Portfolio Lab. alphaAI Capital Management LLC’s registration as an investment adviser with the SEC applies to its separately offered managed portfolio services, not to Portfolio Lab.
To use the Service, you must create an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately at support@portfoliolab.ai of any unauthorized use or security breach.
Each person may maintain only one Portfolio Lab account. Creating multiple accounts to circumvent usage limits, obtain additional free builds, or for any other purpose is prohibited and may result in termination of all associated accounts.
Portfolio Lab offers three subscription tiers: Explorer (free), Analyst (paid), and Quant (paid). Features, asset access, and usage limits vary by tier and are described on the pricing page at portfoliolab.ai.
Paid subscriptions are billed monthly or annually, as selected at the time of purchase. Payments are processed by Stripe, Inc. By subscribing, you authorize us to charge your payment method on a recurring basis until you cancel.
We reserve the right to change subscription prices. We will provide at least 30 days’ notice of any price increase. Price changes will take effect at the start of your next billing cycle following the notice period.
You may cancel your subscription at any time through your account settings. Upon cancellation, your paid tier access continues until the end of your current billing period. After that, your account reverts to the Explorer tier. Your most recent Builds and data are preserved, subject to Explorer tier limits.
Subscription fees are non-refundable, except where required by applicable law. If you cancel within the first 7 days of your initial subscription and have not used paid features beyond the Explorer tier limits, you may request a refund by contacting support@portfoliolab.ai.
You agree not to:
The Service, including all software, algorithms, AI models, designs, text, graphics, and other content, is owned by alphaAI Capital Management LLC and is protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial purposes, subject to these Terms.
Strategies generated by Portfolio Lab are produced using our proprietary AI models and optimization algorithms. While you may use the strategy results for your own personal investment decisions, the underlying models, algorithms, parameters, and methodology remain our intellectual property. You may not reproduce, distribute, sell, or commercially exploit the strategy outputs or any derivative works based on them.
If you provide feedback, suggestions, or ideas about the Service, you grant us a perpetual, irrevocable, non-exclusive, royalty-free license to use, modify, and incorporate that feedback into the Service without obligation to you.
Portfolio Lab is a strategy building and simulation tool offered as a software subscription. It does not provide personalized investment advice, recommendations, or solicitations to buy or sell any securities. Your use of Portfolio Lab does not create an advisory, fiduciary, or client relationship between you and alphaAI Capital Management LLC. You are not entering into an investment advisory agreement by subscribing to or using the Service.
All strategies generated by the Service are based on AI models and historical data analysis. Strategy results, including backtested performance metrics, are simulated and hypothetical. They do not represent actual trading and do not guarantee future results.
You acknowledge and agree that:
alphaAI Capital Management LLC is an investment adviser registered with the US Securities and Exchange Commission. This registration does not extend to any other jurisdiction. The Service is not registered, licensed, authorized, or regulated by any financial regulatory authority outside the United States. Nothing in the Service constitutes an offer or solicitation to provide investment advisory services in any jurisdiction where such offer or solicitation would be unlawful.
alphaAI Capital Management LLC separately offers managed portfolio services (“alphaAI Capital”) for users who wish to deploy strategies with real money. alphaAI Capital is a distinct service governed by its own investment advisory agreement, terms of service, disclosures, and regulatory requirements. Subscribing to Portfolio Lab does not enroll you in alphaAI Capital. No advisory relationship exists unless you independently sign up for alphaAI Capital and execute a separate investment advisory agreement. Portfolio Lab and alphaAI Capital have independent billing, and subscribing to one does not obligate you to subscribe to the other.
The Paper Portfolio feature uses Alpaca Securities LLC’s paper trading API to simulate strategy execution with real market data and virtual money. You acknowledge that:
Portfolio Lab may offer community features such as leaderboards, trending assets, and build discovery. By using the Service, you acknowledge and agree that:
The Service integrates with third-party providers, including Stripe (payments), Alpaca Securities (paper trading), and PostHog (analytics). Your use of these third-party services is subject to their respective terms and privacy policies. We are not responsible for the practices or availability of third-party services.
We may terminate or suspend your access to the Service at any time, with or without notice, for any reason, including but not limited to a violation of these Terms. Upon termination:
You may terminate your account at any time by contacting support@portfoliolab.ai or through your account settings.
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY DEFECTS WILL BE CORRECTED.
WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY, RELIABILITY, OR COMPLETENESS OF ANY STRATEGY, BACKTEST RESULT, PERFORMANCE METRIC, OR OTHER CONTENT PROVIDED THROUGH THE SERVICE. ALL STRATEGIES AND RESULTS ARE GENERATED BY AI MODELS AND ARE HYPOTHETICAL AND SIMULATED.
WE MAKE NO REPRESENTATION THAT THE SERVICE IS APPROPRIATE OR AVAILABLE FOR USE IN ANY JURISDICTION OUTSIDE THE UNITED STATES. THE ASSET UNIVERSE, MARKET DATA, AND TRADING SIMULATIONS ARE BASED ON US-LISTED SECURITIES AND US MARKET CONDITIONS.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALPHAAI CAPITAL MANAGEMENT LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, ARISING OUT OF OR IN CONNECTION WITH:
THIS LIMITATION APPLIES REGARDLESS OF THE LEGAL THEORY ON WHICH THE CLAIM IS BASED, INCLUDING BUT NOT LIMITED TO CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, WARRANTY, OR ANY OTHER THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
YOU ACKNOWLEDGE AND AGREE THAT YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY DISPUTE WITH US IS TO DISCONTINUE YOUR USE OF THE SERVICE. IN NO EVENT SHALL OUR TOTAL AGGREGATE LIABILITY EXCEED ZERO DOLLARS ($0.00).
Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability shall be limited to the fullest extent permitted by applicable law.
You expressly acknowledge and agree that:
You agree to indemnify, defend, and hold harmless alphaAI Capital Management LLC and its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or in connection with:
These Terms are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. Any dispute arising out of or relating to these Terms or the Service shall be resolved exclusively in the state or federal courts located in San Francisco, California, and you consent to the personal jurisdiction of such courts.
We reserve the right to update or modify these Terms at any time. If we make material changes, we will notify you by email or by posting a notice on the Service at least 30 days before the changes take effect. Your continued use of the Service after the effective date of the revised Terms constitutes your acceptance of the changes.
If you have any questions or concerns regarding these Terms, please contact us at:
Portfolio Lab by alphaAI Capital Management LLC
Email: support@portfoliolab.ai
By accessing or using the Service, you acknowledge that you have read, understood, and agreed to these Terms of Use.
First 500 early access members get reduced pricing for life.